Disclaimer

The material within this website is intended only for UK and EEA Institutional Clients who meet The Markets in Instruments Directive (MiFID) client categorisation requirements of Professional clients or Eligible counterparties. The material within this website is NOT INTENDED FOR RETAIL CLIENTS.

The material within this website is provided for your general information only and does not constitute the giving of investment advice or an offer to sell or the solicitation of an offer to buy any investment.

Whilst the information contained on this site has been given in good faith and every effort has been made to ensure its accuracy, creditmarketdaily.com (“Credit Market Daily”) accepts no responsibility for loss occasioned as a result of reliance placed on any parts of the contents contained within this website and makes no warranty as to the accuracy of any such information or content.

Your use of this material is governed by these terms and conditions and by dealing on the basis of this information you are deemed to accept these terms and conditions. Credit Market Daily makes no representations or warranties whatsoever about any of the content contained in this website or about content of any other website which you may access by hypertext link through this website. When you access any other website by means of a link from this website you should understand that your access to that other website are independent of Credit Market Daily who have no control over the content of the website, nor does Credit Market Daily in any way endorse or approve the content of those websites.

In no event will Credit Market Daily in any way be liable to you or any other person(s) or organisation(s) for loss or damage (whether direct, indirect, consequential, special or other) in connection with any use of this website or of any site linked to it by means of hypertext or otherwise.

The information provided within this website regarding services offered by Credit Market Daily is not directed to any United States person or any person in the United States, any state thereof, or any of its territories or possessions.

Information displayed within this website contains material that may be interpreted by the relevant authorities in the country in which you are viewing this website as a financial promotion or an offer to purchase securities. Accordingly the information within this website is only intended to be viewed by persons who fall outside the scope of any law that seeks to regulate financial promotions in the country of your residence or in the country in which the promotion is being viewed. Examples of such persons may be governmental agencies, persons sufficiently experienced in investment business to appreciate the risks associated with investment services promoted on this site, large corporations and trusts and high net worth individuals who meet the MiFID client categorisation of an Elective Professional. These examples are not country specific, may not be relevant to the country in which the website is being viewed and are provided for illustrative purposes only. If you are uncertain about your position under the laws of the country in which the website is being viewed then you should seek clarification by obtaining legal advice from a lawyer practicing in the country of your residence or in the country in which this website is being viewed before deciding to trade based upon the information contained within this website.

You should always bear in mind that:

• the value of investments and any income from them may go down as well as up. You may not get back all of your original investment.

• past performance should not be seen as an indication of future performance.

• indications of past performance displayed within this website will not necessarily be repeated in the future.

• rates of exchange may cause the value of underlying investments to go up or down.

• applications to invest in any product referred to within this website must only be made on the basis of the documentation relating to the specific investment.

If you are in any doubt about the information contained within this website please contact us or consult your usual professional financial adviser, if you have one.

Opinions and any other information within this website are provided by Credit Market Daily for personal use and informational purposes only. No information provided within this website in relation to any product or investment should be construed as advice to you on the suitability or otherwise of that product or investment for you or any other person, such suitability depending on all the circumstances of the person concerned. Nothing contained within this website constitutes investment, legal, tax or other advice nor is it to be relied on in making an investment or other decision. You should obtain relevant and specific professional advice before making any investment decision.

The document and its contents may not be quoted, reproduced or redistributed of without the written permission of Credit Market Daily.


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Mann Phillips Ltd is never directly compensated to provide opinion on products, services, websites and various other topics. The views and opinions expressed on this website are purely those of the authors. If we claim or appear to be experts on a certain topic or product or service area, we will only endorse products or services that we believe, based on our expertise, are worthy of such endorsement. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider.

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